Foreclosure Options Review

Facing Foreclosure?

Understand Your Options Before Making a Decision That Could Cost You Thousands.

Whether you've missed a payment, received a Notice of Default, or already have a foreclosure sale date, you may still have options—but time matters. 

What happens during your consultation?

The longer you wait the less options you have. We help you to better understand the options that may be available to you.

WE LISTEN

Get clear on your goals

Tell us what's happening with your property and your goals.  We'll start by listening to your story and learning about your goals.

Together, we'll discuss:

  • Your current mortgage situation
  • Where you are in the foreclosure process
  • What's most important to you (keeping your home, protecting your equity, selling, or simply understanding your options)

"The first step is understanding your situation."

Foreclosure Notice letter
WE REVIEW YOUR OPTIONS

Understand the options available

We'll review the key details of your situation and help you understand the options that may be available based on your circumstances.

Topics may include:

  • Your foreclosure timeline
  • Your estimated equity
  • Possible foreclosure alternatives
  • Questions to ask your mortgage servicer
  • Common mistakes to avoid

"Our goal is to help you make an informed decision—not a rushed one."

Thinking Homeowner at her desk
YOU LEAVE WITH A PLAN

Knowledge reduces fear

By the end of your consultation, you'll have a better understanding of your situation and practical next steps to consider.

You'll leave with:

  • A clearer understanding of your options
  • A personalized action plan
  • Helpful resources and educational materials
  • Greater confidence about what to do next

"Knowledge reduces fear. Understanding your options is the first step toward taking control."

HOuses in Sunrise
Foreclosure Statistics

Work with Alicia

219 +

Happy Homeowners

199 +

Foreclosures Stopped

23 +

Happy Lenders

50000000 $

Home Values Saved

Worried Homeowner at Desk

You Have Choices

Don't Make a Permanent Decision Based on Temporary Fear.  Many homeowners believe foreclosure means they have no choices. In reality, there may be options worth exploring. These can include working with your lender, selling the property, or other alternatives. The earlier you act, the more options you may have.

Veronicas house

Homeowner

Veronica J

You made me feel totally at ease, a weight was lifted off my shoulders and I am extremely grateful. I was worried about not being able to make my house payments and you gave me really good advice and ultimately helped me to get out of the nightmare.

Maureens house

Homeowner

Maureen R

Alicia helped me to save my house in Texas from going into foreclosure.  I received the tools to work with lender and as a result I was able to keep my home with affordable payments. 

James house

Investor

James P

I was able to buy this home during Covid for a great deal. As a result another homeowner didn't have to go to foreclosure and I got a great deal.  Thanks Alicia!  

Alicia Cox
Meet Alicia Cox

Why Homeowners Trust Alicia Cox

For more than 20 years, Alicia Cox has worked in real estate and creative financing, helping homeowners and investors navigate challenging property situations.

As a California real estate broker, educator, and author, Alicia's goal is to provide clear information so homeowners can make informed decisions—not panic-driven ones.

Our Lenders

We have successfully negotiated with

MTBank
BofA
Chase
PennyMac Financial Services Logo
SN Servicing
PNC
Planet Home Lending 1200p Logo
Wells Fargo
PHH
Did You Know

There are other options

If you're facing foreclosure and can no longer afford your home, you may qualify for a short sale—even if you don’t think you can (or haven’t been able to) sell your home.

Every Day You Wait Limits Your Options

Book Your Complimentary Foreclosure Options Review Today 

QUESTIONS?

Frequently Asked Questions

stay in communication with the mortgage servicer, and understand your available options before deadlines pass.

 Yes. There is no cost for the initial Foreclosure Options Review. 

 No. In fact, the earlier you seek information, the more options you may have. 

 No. Every situation is unique. The purpose of the consultation is to review your circumstances and discuss the options that may be available. 

 If selling is one of the options you decide to explore, we can discuss that process during the consultation. 

No.  This consultation is designed to help you better understand your situation and the options that may be available. Every homeowner's circumstances are different, and the decision about what to do next is always yours.